Specialist Bad Credit Car Finance in Chelmsford

If you're looking for car finance in Chelmsford, we offer a range of flexible options to fit your financial situation. With fast approvals and a quick, simple application process, securing your next vehicle has never been easier.

166 miles from our Manchester showroom

Why Choose Car Finance in Chelmsford?

Getting approved for car finance in Chelmsford is possible, even if you're rebuilding your credit.

Our goal is to provide Chelmsford applicants with accessible car finance, regardless of their credit history.

Start your journey today and see how quickly you can get approved in Chelmsford.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our dedicated finance department will sort a repayment plan customised to your preferences.

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A variety of brands to suit every taste

Explore our variety of popular vehicles and leave in your new car today!

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Trusted by Motorists Nationwide

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Fully Inspected & Serviced

Our technicians carry out comprehensive inspections on every vehicle, ensuring quality and reliability.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.