Apply Online for Poor Credit Car Finance in Chelmsford

If you're in Chelmsford and need car finance, we can help you secure affordable finance options, regardless of your credit score. Our quick and easy process ensures you can get the car you need without any hassle.

166 miles from our Manchester showroom

Car Finance Made Simple in Chelmsford

Even significant past credit problems don't prevent car finance options being available in Chelmsford.

We partner with trusted lenders that make car finance more accessible for people in Chelmsford with credit challenges.

Start your journey today and see how quickly you can get approved in Chelmsford.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our efficient finance department will find a repayment solution that matches your circumstances.

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All your favourite brands in one place

Find the car you've been looking for from our popular models and take it home today.

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The Trusted Choice for Thousands

With more than two decades of experience, we've helped over 30,000 drivers find the perfect car.

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Fully Serviced & Safety Checked

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.