Find the Best Bad Credit Car Finance Deals in Chelmsford

Need car finance in Chelmsford? We offer flexible and affordable finance options to help you secure the car you need, regardless of your credit history. With fast approvals and a wide range of vehicles to choose from, we make getting car finance easy.

166 miles from our Manchester showroom

Why Choose Car Finance in Chelmsford?

Bad credit doesn't have to prevent you from securing car finance in Chelmsford.

Our team helps Chelmsford customers turn difficult financial histories into successful finance approvals.

Explore flexible repayment options and get approved sooner in Chelmsford.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our friendly finance team will tailor a repayment plan to your requirements.

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A wide selection of brands

Choose your ideal car from our popular selection and drive away the very same day.

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A Name Drivers Rely On

Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.

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Fully Prepared & Safety Checked

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.