Car Finance Approval in Chelmsford Even with Bad Credit

Looking for car finance in Chelmsford but worried about your credit history? We offer tailored solutions for those with good, fair, or poor credit. Our quick application process and flexible options make getting the car you need easy.

166 miles from our Manchester showroom

Why Choose Car Finance in Chelmsford?

Poor credit is no barrier to exploring car finance options in Chelmsford.

With multiple lender relationships, we help applicants in Chelmsford secure finance despite previous credit issues.

Start your journey today and see how quickly you can get approved in Chelmsford.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Effortless Financing Options

Our friendly finance team will tailor a repayment plan to your requirements.

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A wide selection of brands

Select from our extensive range of cars and drive yours away today.

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A Name Drivers Rely On

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Checked, Tested, and Ready

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.