Second Chance Car Finance in Chelmsford

Looking for car finance in Chelmsford but worried about your credit history? We offer tailored solutions for those with good, fair, or poor credit. Our quick application process and flexible options make getting the car you need easy.

166 miles from our Manchester showroom

How We Make Car Finance Easy in Chelmsford

Bad credit doesn't have to prevent you from securing car finance in Chelmsford.

Our team helps Chelmsford customers turn difficult financial histories into successful finance approvals.

Get started today and unlock straightforward car finance options in Chelmsford.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance, Simplified

Our dedicated finance department will sort a repayment plan customised to your preferences.

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A variety of brands to suit every taste

Select your next car from our collection of popular vehicles and leave today.

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Countless Satisfied Customers

For more than two decades, Concept Car Credit has been making it simple for drivers to enjoy a newer, better car.

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Checked, Tested, and Ready

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.