Used Car Finance in Carlisle with Low or 0% Deposit

If you're in Carlisle and need car finance, we can help you secure affordable finance options, regardless of your credit score. Our quick and easy process ensures you can get the car you need without any hassle.

101 miles from our Manchester showroom

Car Finance in Carlisle Made Easy

Car finance in Carlisle remains accessible to applicants with a range of credit backgrounds.

Our team helps Carlisle customers turn difficult financial histories into successful finance approvals.

Explore flexible repayment options and get approved sooner in Carlisle.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

car
Finance Made Simple

Our approachable finance team will guide you towards a repayment plan that works best for you.

Find Out More
car
A wide selection of brands

We offer a fantastic choice of popular makes and models, all available for same-day collection.

Find Out More
car
Trusted by Motorists Nationwide

With over 20 years in the industry, we've guided more than 30,000 customers into cars they're proud to drive.

Find Out More
car
Safety and Service Guaranteed

Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.

Find Out More

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

car

    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.