Used Car Finance in Braintree with Low or 0% Deposit

If you're based in Braintree and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

3151 miles from our Manchester showroom

How We Make Car Finance Easy in Braintree

Securing car finance in Braintree is easier than ever, even with a challenging credit history.

Our lender network supports Braintree applicants with CCJs, defaults, missed payments, or limited credit history.

Start your journey today and see how quickly you can get approved in Braintree.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Making Finance Straightforward

Our dedicated finance department will sort a repayment plan customised to your preferences.

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A collection of leading brands

Find the car you've been looking for from our popular models and take it home today.

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Trusted Across the Country

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Serviced and Safety Approved

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.