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Specialist Bad Credit Car Finance in Birmingham

If you need car finance in Birmingham but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

71 miles from our Manchester showroom
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Why Choose Car Finance in Birmingham

Residents of Birmingham with poor credit can still move forward with their car finance plans.

Our finance specialists help Birmingham residents find options that work even when traditional lenders say no.

Apply in minutes and discover practical car finance solutions in Birmingham.

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Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our customer-focused finance team will create a repayment plan designed around you.

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A great mix of brands

Choose your ideal car from our popular selection and drive away the very same day.

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Trusted Across the Country

For more than two decades, Concept Car Credit has been making it simple for drivers to enjoy a newer, better car.

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Safety and Service Guaranteed

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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