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Second Chance Car Finance in Birmingham

If you're based in Birmingham and need car finance, we offer flexible and affordable options to suit all credit types. Our easy online application process ensures a quick decision, so you can get the car you need without delay.

71 miles from our Manchester showroom
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Car Finance in Birmingham Made Simple

Residents of Birmingham with poor credit can still move forward with their car finance plans.

We focus on supportive, practical finance solutions that help Birmingham residents move forward confidently.

Take action now and access flexible finance tailored to Birmingham residents.

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Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance, Simplified

Our hassle-free finance team will arrange a repayment plan that suits your needs.

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A variety of brands to suit every taste

Select from our extensive range of cars and drive yours away today.

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Loved by Drivers Nationwide

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

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Thoroughly Serviced & Inspected

Each car is carefully checked and serviced by our experienced team before you drive away.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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