Cheap Bad Credit Car Finance in Birmingham

Finding car finance in Birmingham doesn't have to be difficult. We specialise in helping people with all types of credit histories, including bad credit. Our simple, fast online application process makes securing car finance easier than ever. Whether you're looking for a family car, a commuter vehicle, or something else, we have options to suit your needs and budget.

71 miles from our Manchester showroom

Why Choose Car Finance in Birmingham?

Securing affordable car finance in Birmingham is still possible, regardless of your past credit issues.

Through a wide range of lending partners, we support Birmingham residents in securing finance others may refuse.

Apply today and take the first step towards securing car finance in Birmingham.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Making Finance Straightforward

Our efficient finance department will find a repayment solution that matches your circumstances.

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Lots of brands to choose from

Find your perfect car from our range of popular models and take it home today.

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Trusted by Motorists Nationwide

With more than two decades of experience, we've helped over 30,000 drivers find the perfect car.

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Fully Serviced & Safety Checked

All vehicles are put through a full inspection by our skilled technicians to make sure they're road-ready.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.