Car Finance Approval in Birmingham Even with Bad Credit

If you're based in Birmingham and looking for car finance, we offer a range of flexible options designed to suit your financial situation. Our quick and easy application process helps you secure car finance with minimal hassle.

71 miles from our Manchester showroom

Why Car Finance in Birmingham is Within Your Reach

Even significant past credit problems don't prevent car finance options being available in Birmingham.

Our finance specialists help Birmingham residents find options that work even when traditional lenders say no.

Apply online and get closer to the finance approval you need in Birmingham.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our dedicated finance department will sort a repayment plan customised to your preferences.

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Something for everyone, from top brands

Pick from our great selection of well-known cars, all ready for you to drive home the same day.

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Drivers Trust Us

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Ready for the Road: Serviced & Safe

Our technicians carry out comprehensive inspections on every vehicle, ensuring quality and reliability.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.