Second Chance Car Finance in Birkenhead

If you're in Birkenhead and need car finance, Concept Car Credit provides flexible options to suit your budget and financial situation. Our simple online application process makes it easy to get approved quickly, even with bad credit.

33 miles from our Manchester showroom

Easy Car Finance in Birkenhead

Even with a less than perfect credit record, car finance options remain open to you in Birkenhead.

We make navigating car finance easier for Birkenhead residents by offering clear, flexible pathways to approval.

Start your application now and move closer to car finance approval in Birkenhead.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Effortless Financing Options

Our supportive finance team will work with you to establish a repayment plan that fits your needs.

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Lots of brands to choose from

Our range of well-loved models is ready for you to take away today.

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Countless Satisfied Customers

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Safety Checked for Your Peace of Mind

Our technicians carry out comprehensive inspections on every vehicle, ensuring quality and reliability.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.