Fast Approval Bad Credit Car Finance in Barnstaple

If you're based in Barnstaple and need car finance, we offer flexible and affordable options to suit all credit types. Our easy online application process ensures a quick decision, so you can get the car you need without delay.

183 miles from our Manchester showroom

Car Finance in Barnstaple Made Simple

If you're worried about credit issues, car finance in Barnstaple still has options that work for you.

Our lender network supports Barnstaple applicants with CCJs, defaults, missed payments, or limited credit history.

Explore flexible repayment options and get approved sooner in Barnstaple.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our friendly finance team will tailor a repayment plan to your requirements.

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Many different brands

Find your perfect car from our range of popular models and take it home today.

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Trusted by Motorists Nationwide

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Fully Serviced & Safety Checked

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.