Low Monthly Car Finance Payments in

Finding car finance in can be challenging, especially if you have a poor credit history. However, we're here to help you get the car you need with flexible terms and fast decisions. Whether you've had previous financial issues or are simply looking for a better deal, Concept Car Credit offers car finance options to suit all needs.

Car Finance in Made Simple

Car finance in remains accessible to applicants with a range of credit backgrounds.

Our team helps customers turn difficult financial histories into successful finance approvals.

Take the first step toward affordable car finance in by applying now.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our stress-free finance department will help you choose a repayment option that works for you.

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A great mix of brands

Our range of well-loved models is ready for you to take away today.

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Trusted by Motorists Nationwide

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Fully Checked, Fully Serviced

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.