Finding car finance in can be challenging, especially if you have a poor credit history. However, we're here to help you get the car you need with flexible terms and fast decisions. Whether you've had previous financial issues or are simply looking for a better deal, Concept Car Credit offers car finance options to suit all needs.
Car finance in remains accessible to applicants with a range of credit backgrounds.
Our team helps customers turn difficult financial histories into successful finance approvals.
Take the first step toward affordable car finance in by applying now.
Our stress-free finance department will help you choose a repayment option that works for you.
Find Out More
Our range of well-loved models is ready for you to take away today.
Find Out More
Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.
Find Out More
We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.