Finding car finance in can be challenging, especially if you have a poor credit history. However, we're here to help you get the car you need with flexible terms and fast decisions. Whether you've had previous financial issues or are simply looking for a better deal, Concept Car Credit offers car finance options to suit all needs.
Securing affordable car finance in is still possible, regardless of your past credit issues.
We specialise in helping drivers find finance solutions that match their financial circumstances.
Get matched with car finance options today and move closer to approval in .
Our friendly finance team will tailor a repayment plan to your requirements.
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Find the car you've been looking for from our popular models and take it home today.
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For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.
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Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.