Specialist Bad Credit Car Finance in

Need car finance in ? We offer tailored finance options that suit all types of credit histories. Our quick and simple application process ensures you get approved quickly, so you can focus on finding the right car.

Why Choose Car Finance in ?

If you're worried about credit issues, car finance in still has options that work for you.

Our platform helps simplify the process for applicants dealing with financial or credit setbacks.

Take control of your car finance journey in with a quick online application.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our customer-focused finance team will create a repayment plan designed around you.

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All your favourite brands in one place

Drive away in your chosen car from our extensive range, available for same-day collection.

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Trusted by Motorists Nationwide

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Checked, Tested, and Ready

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.