Bad Credit Car Finance in Made Simple

If you need car finance in but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

Easy Car Finance in

Bad credit doesn't have to prevent you from securing car finance in .

Our lender network supports applicants with CCJs, defaults, missed payments, or limited credit history.

Begin your application today and secure finance options that fit your needs in .

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our supportive finance team will work with you to establish a repayment plan that fits your needs.

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Many different brands

Browse our collection of sought-after cars and drive off in your new vehicle today.

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Trusted by Motorists Nationwide

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Ready for the Road: Serviced & Safe

Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.