Finding car finance in can be challenging, especially if you have a poor credit history. However, we're here to help you get the car you need with flexible terms and fast decisions. Whether you've had previous financial issues or are simply looking for a better deal, Concept Car Credit offers car finance options to suit all needs.
Challenging credit circumstances don't rule out car finance in .
Our process supports residents by offering realistic and achievable finance options tailored to their situation.
Start your application and find a finance plan that works for your situation in .
Our approachable finance team will guide you towards a repayment plan that works best for you.
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Our range of well-loved models is ready for you to take away today.
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With more than two decades of experience, we've helped over 30,000 drivers find the perfect car.
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Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.