Used Car Finance in with Low or 0% Deposit

If you're looking for car finance in but have struggled with credit checks in the past, we're here to help. Our flexible options are designed for drivers with good, fair, or poor credit, making it easier to get the vehicle you need.

Why Choose Car Finance in ?

Residents of with poor credit can still move forward with their car finance plans.

We focus on supportive, practical finance solutions that help residents move forward confidently.

Apply today and take the first step towards securing car finance in .

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our friendly finance team will tailor a repayment plan to your requirements.

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Lots of brands to choose from

Explore our variety of popular vehicles and leave in your new car today!

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Drivers Trust Us

With more than two decades of experience, we've helped over 30,000 drivers find the perfect car.

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Fully Serviced & Safety Checked

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.