If you need car finance in but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.
Bad credit doesn't have to prevent you from securing car finance in .
Our lender network supports applicants with CCJs, defaults, missed payments, or limited credit history.
Begin your application today and secure finance options that fit your needs in .
Our supportive finance team will work with you to establish a repayment plan that fits your needs.
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Browse our collection of sought-after cars and drive off in your new vehicle today.
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Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.
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Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.