If you're in and need car finance, Concept Car Credit provides flexible options to suit your budget and financial situation. Our simple online application process makes it easy to get approved quickly, even with bad credit.
Whatever your credit history looks like, car finance in can still be achievable.
Through a wide range of lending partners, we support residents in securing finance others may refuse.
Take the first step toward affordable car finance in by applying now.
Our dedicated finance department will sort a repayment plan customised to your preferences.
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Explore our variety of popular vehicles and leave in your new car today!
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Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.
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Our experienced technicians carry out thorough checks on every car for your peace of mind.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
