Bad Credit Car Finance in Made Simple

Looking for car finance in but worried about your credit history? We offer tailored solutions for those with good, fair, or poor credit. Our quick application process and flexible options make getting the car you need easy.

Securing Car Finance in

Car finance in is far more accessible than many people with poor credit expect.

Our goal is to provide applicants with accessible car finance, regardless of their credit history.

Take action now and access flexible finance tailored to residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our friendly finance team will tailor a repayment plan to your requirements.

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All your favourite brands in one place

Explore our variety of popular vehicles and leave in your new car today!

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Recommended Across the UK

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Inspected, Serviced, and Road-Ready

Each car is carefully checked and serviced by our experienced team before you drive away.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.