Car blog

Keep up to date with the latest news and blogs

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

18 August 2025

Can you get car finance without a driving licence?

Whether you’re learning how to drive or simply figuring out your options, you’ve probably been wondering how car financing works without a full driving licence. ...

24 July 2025

Should You Buy or Lease Your Next Vehicle?

So, you’ve found the car you want. You know what air freshener to get, and you know it’ll get you where you need to be...

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29 September 2022

How important is it to own a car outright?

You will sometimes hear people say that the only right way to buy a car is to pay for it in cash: Buying a car outright is far cheaper than buying it on finance. Buying...

27 September 2022

Used is the new NEW: More than ever, used cars rule supreme!

Buying a used car has endless advantages. Did we really need one more? Perhaps not. And yet, a recent news report made the case for second hand vehicles even stronger. In case you've been contemplating...

22 September 2022

What does inflation mean for my car finance?

Ultra-high inflation is like a bad dream. For those with debt, it is worse than that: An outright nightmare. Unfortunately, ultrahigh inflation is what all of us in the UK are facing right now. And,...

20 September 2022

How to set up the best car finance plan

Car finance is not something you think about for fun. For most of us, it's a drag and unpleasant and business at best. However, in our opinion it really pays off to spend a few...

14 September 2022

Wait, what? You can finance a used car, too?

As part of our work, we hear a lot of stories about car finance every single day. But this one was new even to us. According to a recent survey and as reported by Motor1,...

8 September 2022

UK Car Finance for Expats

Are you an expat in the UK looking for a car loan? Then you've come to the right place. At Concept Car Credit, we specialise in offering car finance for new UK residents and bad...

6 September 2022

Car Dealerships: In House Financing

Car dealerships have stepped up. They have come a long way from the days when they were glorified parking lots. Not only is buying from a dealership safer than buying private. You can also get...

2 September 2022

Pre-registered cars by dealers: Why we don’t recommend them

We only recently noticed that we never posted anything about pre-registered cars on our blog. Big deal, you might say. Why waste your time writing about what is clearly a niche product? Well, for one,...

1 September 2022

Pay As You Go Car: is it the future of car finance?

The car finance industry may well be in its most innovative phase ever. Over the past decade, it has completely revolutionised the way we buy cars and what we can afford. In a long string...