Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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14 October 2022

Can you swap finance from one car to another?

You've taken out a loan for a car and now you want to change to a different vehicle? We can totally relate. But is this actually possible? At first sight, it seems like a perfectly...

2 October 2022

How to check your credit score – and get the car you want

Do you know how to check your credit score? We're here to help. After all, credit scores are an important piece of the puzzle when applying for car finance. In this article, we'll show you...

29 September 2022

How important is it to own a car outright?

You will sometimes hear people say that the only right way to buy a car is to pay for it in cash: Buying a car outright is far cheaper than buying it on finance. Buying...

27 September 2022

Used is the new NEW: More than ever, used cars rule supreme!

Buying a used car has endless advantages. Did we really need one more? Perhaps not. And yet, a recent news report made the case for second hand vehicles even stronger. In case you've been contemplating...

22 September 2022

What does inflation mean for my car finance?

Ultra-high inflation is like a bad dream. For those with debt, it is worse than that: An outright nightmare. Unfortunately, ultrahigh inflation is what all of us in the UK are facing right now. And,...

20 September 2022

How to set up the best car finance plan

Car finance is not something you think about for fun. For most of us, it's a drag and unpleasant and business at best. However, in our opinion it really pays off to spend a few...

14 September 2022

Wait, what? You can finance a used car, too?

As part of our work, we hear a lot of stories about car finance every single day. But this one was new even to us. According to a recent survey and as reported by Motor1,...

8 September 2022

UK Car Finance for Expats

Are you an expat in the UK looking for a car loan? Then you've come to the right place. At Concept Car Credit, we specialise in offering car finance for new UK residents and bad...

6 September 2022

Car Dealerships: In House Financing

Car dealerships have stepped up. They have come a long way from the days when they were glorified parking lots. Not only is buying from a dealership safer than buying private. You can also get...