Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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27 July 2023

Which used cars do you absolutely need to avoid?

Looking for a used car? Need a recommendation? If so, you won't have to look too far. In fact, you'll find so many recommendations that it can be hard to see the wood for the...

17 July 2023

Used car prices could come down: Analysis

Are you worried about the rising prices of used cars? Then a recent article by Autocar will offer an interesting twist to the debate. In it, journalist Jim Holder argues that the tide is about...

5 July 2023

Understanding Your Credit Score: How It Affects Your Car Financing Options

Securing the car of your dreams involves more than just choosing the make and model; it requires a comprehensive understanding of how your credit score influences your car financing options. The interplay between credit score...

30 May 2023

Transferring your registration plates from car to car online: We can help!

Many of our customers approach us about transferring their registration plate from their old car to their new one online. Maybe you're wondering about this very topic, too. Allow us to help you. In this...

25 May 2023

Unlocking a Better APR for Your Car Loan: Insider Tips to Save Money

As interest rates continue to rise, being savvy about your loan terms has never been more crucial. Are you, too, looking to optimise your APR? Then this article is for you. In this comprehensive guide,...

25 April 2023

How to improve the lifespan of your clutch and save money

We expect our cars to last a long time. So it can be extremely disappointing if your clutch stops working properly and has to be replaced. Especially if you've acquired your car on the second...

5 December 2022

How often should I check my credit score for free?

By now, you should be well aware that your credit score is pretty important when it comes to car finance. At least, most expert concur a good score can significantly contribute to a successful loan...

14 November 2022

Do you have a thin credit file – and what can you do about it?

The current beauty ideal is being thin. But when it comes to personal finance, the exact reverse is true. A thin credit file is a serious issue for millions of Brits. It can deprive you...

1 November 2022

Bad credit but need a car? Our car finance calculator can help!

Bad credit is not the exception in the UK. It is a daily concern for many households. During the pandemic, the average credit score did rise a bit, as This is Money reported. On the...