Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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21 December 2023

How To Negotiate EV Car Financing With A Low Credit Score

We’ve been blogging about electric vehicles for quite some time. But never have the signs of change been clearer. More and more UK drivers are making the switch to EVs and manufacturers are ramping up...

15 November 2023

Second-Chance Car Loan: All Your Questions Answered

We’ve been blogging about electric vehicles for quite some time. But never have the signs of change been clearer. More and more UK drivers are making the switch to EVs and manufacturers are ramping up...

28 August 2023

What to Look for in a Car Dealership That Offers Financing for Bad Credit

“I used to think that car dealerships are all alike.” That's a sentence we hear quite often. Thankfully, many of our customers follow that up with: “Until I found Concept Car Credit.” But what makes...

18 August 2023

How to Negotiate Car Financing with a Low Credit Score

Negotiating car financing with a low credit score can be challenging. Lenders consider credit scores as an indicator of your creditworthiness. A low credit score suggests a higher risk of defaulting on loan payments. As...

14 August 2023

Concept Car Credit’s 2023 Guide to EV Financing

Electric cars used to be the stuff of science fiction movies. Now, they are a reality. EVs are all around us and as of 2030, they will be the only new models available to buy...

10 August 2023

How to Choose the Perfect Used Car: Tips from Concept Car Credit

Perfection – we all want it, yet we rarely achieve it. Especially when it comes to finding a used car, perfection is probably the last thing on your mind. Simple enough, most of us are...

9 August 2023

A Guide to Understanding Interest Rates for Poor Credit Car Loans

Ultimately, car finance always comes down to interest rates. You can haggle for a better purchase price, try to get the best conditions, and spend days working out the best model for you. But interest...

2 August 2023

Are you afraid of bad credit car finance? Here’s why you don’t have to be.

Are you looking for a car credit but can't find a bank that will accept you? Are you considering bad credit car finance but worried that it isn't safe? We know where you're coming from....

28 July 2023

MSRP: What it is, why it matters, how you can beat it.

You've probably heard the term MSRP thrown around. But what does it mean, exactly? It wouldn't take us long to explain what the MSRP is. In fact, we'll do just that in the very next...