Car blog

Keep up to date with the latest news and blogs

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

18 August 2025

Can you get car finance without a driving licence?

Whether you’re learning how to drive or simply figuring out your options, you’ve probably been wondering how car financing works without a full driving licence. ...

24 July 2025

Should You Buy or Lease Your Next Vehicle?

So, you’ve found the car you want. You know what air freshener to get, and you know it’ll get you where you need to be...

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28 August 2023

What to Look for in a Car Dealership That Offers Financing for Bad Credit

“I used to think that car dealerships are all alike.” That's a sentence we hear quite often. Thankfully, many of our customers follow that up with: “Until I found Concept Car Credit.” But what makes...

18 August 2023

How to Negotiate Car Financing with a Low Credit Score

Negotiating car financing with a low credit score can be challenging. Lenders consider credit scores as an indicator of your creditworthiness. A low credit score suggests a higher risk of defaulting on loan payments. As...

14 August 2023

Concept Car Credit’s 2023 Guide to EV Financing

Electric cars used to be the stuff of science fiction movies. Now, they are a reality. EVs are all around us and as of 2030, they will be the only new models available to buy...

10 August 2023

How to Choose the Perfect Used Car: Tips from Concept Car Credit

Perfection – we all want it, yet we rarely achieve it. Especially when it comes to finding a used car, perfection is probably the last thing on your mind. Simple enough, most of us are...

9 August 2023

A Guide to Understanding Interest Rates for Poor Credit Car Loans

Ultimately, car finance always comes down to interest rates. You can haggle for a better purchase price, try to get the best conditions, and spend days working out the best model for you. But interest...

2 August 2023

Are you afraid of bad credit car finance? Here’s why you don’t have to be.

Are you looking for a car credit but can't find a bank that will accept you? Are you considering bad credit car finance but worried that it isn't safe? We know where you're coming from....

28 July 2023

MSRP: What it is, why it matters, how you can beat it.

You've probably heard the term MSRP thrown around. But what does it mean, exactly? It wouldn't take us long to explain what the MSRP is. In fact, we'll do just that in the very next...

27 July 2023

Which used cars do you absolutely need to avoid?

Looking for a used car? Need a recommendation? If so, you won't have to look too far. In fact, you'll find so many recommendations that it can be hard to see the wood for the...

17 July 2023

Used car prices could come down: Analysis

Are you worried about the rising prices of used cars? Then a recent article by Autocar will offer an interesting twist to the debate. In it, journalist Jim Holder argues that the tide is about...