Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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29 October 2020

Why haggling is a mistake (and what to do instead)

Have you resigned yourself to the fact that buying a car involves haggling? Are you going through the motions with gritted teeth? Do you wish for a way to get a great price for your...

25 June 2020

Car Finance with no down payment

Are deposits still a thing? Sometimes, they really can seem like fossils from a different era. Car finance has become so much more flexible and customer-oriented. Why, then, should it still be mandatory to pay...

10 June 2020

Is Experian Boost a Rip-Off?

Ever since its introduction, Experian Boost has captured the collective imagination. We can't say we're surprised about that. Boost promises a lot, after all, and it won't cost you a penny. On a market which...

9 June 2020

Second-Chance Car Loan: All Your Questions answered!

To many, a second-chance car loan seems like a gift from heaven. After endless rejections, it is extremely relieving to finally get approved and drive home with a new car. Second-chance car lenders are not...

3 June 2020

Captive Lender: Should you use one?

Captive lenders are one of the finance industry's biggest success stories. Ever since General Motors set up the car sector's first in-house financing company, captives have gradually increased their share of the market. Today, they...

29 May 2020

The UK’s Nicest Drive Through Zoos

Looking for a nice day out? If you're an animal lover, you'll probably spend quite some time on wildlife documentaries or looking at coffee table books. Why not try one of the UK's many incredible...

27 May 2020

Best Songs about cars

So many lives were deeply affected by the radio in our parent's car. When I was a young boy, my school was pretty far from where I lived. So my father would drive my little...

18 March 2020

COVID-19 Note / Concept Car Home Delivery

As a family business, we wanted to take this opportunity to reassure you that we are taking every precaution to ensure you are still able to buy your car and finance from Concept Car Credit....

14 March 2020

Ability to repay: How do I know if I can afford a car loan?

When it comes to car finance, we ask ourselves a lot of questions: Where can I get the cheapest credit? Where can I get credit with a bad credit rating? How can I convince a...