Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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24 December 2020

The biggest goal in car finance: Driving instalment-free

Do you want to know the secret behind getting the most out of car finance? The secret to saving thousands of Pound in interest and much better cash flow? We bet you do. Here it...

22 December 2020

It’s okay to be upside down on your loan!

Maybe you've only read articles warning against being upside down on your loan. Or maybe you are upside down on your loan and you're now asking yourself what to do about that. Here's the good...

21 December 2020

No credit check loans & instant decision: Don’t fall for them!

Is it possible to get loans without any kind of credit check? You'll be surprised to hear it, but: not only can you get just that. You can even get an instant decision on your...

15 December 2020

Car finance: Are we all living beyond our means?

Harsh words can be hurtful. But sometimes, we need them. In a recent opinion piece on Top Gear, automobile journalist Chris Harris has lashed out against our collective habit of buying cars that we can't...

14 December 2020

Is buying cars from retirees the secret no one told you about?

In a recent Reddit discussion about finding the perfect used car, someone suggested the following: "My dad always buys cars from retirees. You often get a 10 yrs old car with no mileage which spent...

10 December 2020

Car Loan or Car Lease? Here’s the ONLY answer to that question!

Buying a car is rarely a pleasurable experience. It's expensive, tiresome and time-intensive. Rejection is a realistic possibility. And even if you do get accepted, the danger of a default looms high. Which is why...

7 December 2020

EV revolution: Soon, you won’t be able to buy petrol cars anymore.

The green revolution is coming. As reported by the Financial Times, a new government plan will ban the sale of all petrol. and diesel cars within the next decade. The plan is part of a...

3 December 2020

Negative Interest Rates: Will They Destroy Car Finance?

These are strange times. So it's no surprise that even the Bank of England has to resort to extraordinary measures. Still, their most recent announcement did raise an eyebrow or two. As reported by Reuters,...

1 December 2020

You Won’t Believe What Your EMI can do for Your Car Finance!

To all the music fans out there: Curb your enthusiasm. This article is not about that EMI - one of the world's most famous record companies, (former) home to the Beatles and Radiohead. No. This...