Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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27 April 2021

Why your credit report is more important than your score.

If you're afraid you won't be able to get car finance, think again. American consumer finance website Nerdwallet puts it best when they say: "If you worry that your credit score could keep you from...

21 April 2021

Car finance: Your credit score matters very little!

To most people looking to buy a car, car finance and credit score belong together like key and lock. To their mind, only those with a good credit score can get a loan. Whereas those...

5 January 2021

How to improve your car credit acceptance chances

Are you in need of a car but afraid you won't get accepted for credit? In this feature we'll fill you in on everything you need to know. Find out … … that your chances...

29 December 2020

Is it harder to finance a used car than a new one?

Surely, this is one of the most bizarre situations in car finance: You want to buy a cheap car . But no one will give you a credit. At the same time, you can easily...

24 December 2020

The biggest goal in car finance: Driving instalment-free

Do you want to know the secret behind getting the most out of car finance? The secret to saving thousands of Pound in interest and much better cash flow? We bet you do. Here it...

22 December 2020

It’s okay to be upside down on your loan!

Maybe you've only read articles warning against being upside down on your loan. Or maybe you are upside down on your loan and you're now asking yourself what to do about that. Here's the good...

21 December 2020

No credit check loans & instant decision: Don’t fall for them!

Is it possible to get loans without any kind of credit check? You'll be surprised to hear it, but: not only can you get just that. You can even get an instant decision on your...

15 December 2020

Car finance: Are we all living beyond our means?

Harsh words can be hurtful. But sometimes, we need them. In a recent opinion piece on Top Gear, automobile journalist Chris Harris has lashed out against our collective habit of buying cars that we can't...

10 December 2020

Car Loan or Car Lease? Here’s the ONLY answer to that question!

Buying a car is rarely a pleasurable experience. It's expensive, tiresome and time-intensive. Rejection is a realistic possibility. And even if you do get accepted, the danger of a default looms high. Which is why...