Car blog

Keep up to date with the latest news and blogs

18 December 2025

Can I Get a Used Car Finance Deal With Bad Credit?

Yes – even with bad credit, it’s still possible to get approved for a used car finance deal, especially with specialists like us at Concept...

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

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5 December 2022

How often should I check my credit score for free?

By now, you should be well aware that your credit score is pretty important when it comes to car finance. At least, most expert concur a good score can significantly contribute to a successful loan...

14 November 2022

Do you have a thin credit file – and what can you do about it?

The current beauty ideal is being thin. But when it comes to personal finance, the exact reverse is true. A thin credit file is a serious issue for millions of Brits. It can deprive you...

1 November 2022

Bad credit but need a car? Our car finance calculator can help!

Bad credit is not the exception in the UK. It is a daily concern for many households. During the pandemic, the average credit score did rise a bit, as This is Money reported. On the...

14 October 2022

Can you swap finance from one car to another?

You've taken out a loan for a car and now you want to change to a different vehicle? We can totally relate. But is this actually possible? At first sight, it seems like a perfectly...

2 October 2022

How to check your credit score – and get the car you want

Do you know how to check your credit score? We're here to help. After all, credit scores are an important piece of the puzzle when applying for car finance. In this article, we'll show you...

22 September 2022

What does inflation mean for my car finance?

Ultra-high inflation is like a bad dream. For those with debt, it is worse than that: An outright nightmare. Unfortunately, ultrahigh inflation is what all of us in the UK are facing right now. And,...

20 September 2022

How to set up the best car finance plan

Car finance is not something you think about for fun. For most of us, it's a drag and unpleasant and business at best. However, in our opinion it really pays off to spend a few...

14 September 2022

Wait, what? You can finance a used car, too?

As part of our work, we hear a lot of stories about car finance every single day. But this one was new even to us. According to a recent survey and as reported by Motor1,...

8 September 2022

UK Car Finance for Expats

Are you an expat in the UK looking for a car loan? Then you've come to the right place. At Concept Car Credit, we specialise in offering car finance for new UK residents and bad...