Car blog

Keep up to date with the latest news and blogs

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

18 August 2025

Can you get car finance without a driving licence?

Whether you’re learning how to drive or simply figuring out your options, you’ve probably been wondering how car financing works without a full driving licence. ...

24 July 2025

Should You Buy or Lease Your Next Vehicle?

So, you’ve found the car you want. You know what air freshener to get, and you know it’ll get you where you need to be...

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14 November 2022

Do you have a thin credit file – and what can you do about it?

The current beauty ideal is being thin. But when it comes to personal finance, the exact reverse is true. A thin credit file is a serious issue for millions of Brits. It can deprive you...

1 November 2022

Bad credit but need a car? Our car finance calculator can help!

Bad credit is not the exception in the UK. It is a daily concern for many households. During the pandemic, the average credit score did rise a bit, as This is Money reported. On the...

14 October 2022

Can you swap finance from one car to another?

You've taken out a loan for a car and now you want to change to a different vehicle? We can totally relate. But is this actually possible? At first sight, it seems like a perfectly...

2 October 2022

How to check your credit score – and get the car you want

Do you know how to check your credit score? We're here to help. After all, credit scores are an important piece of the puzzle when applying for car finance. In this article, we'll show you...

22 September 2022

What does inflation mean for my car finance?

Ultra-high inflation is like a bad dream. For those with debt, it is worse than that: An outright nightmare. Unfortunately, ultrahigh inflation is what all of us in the UK are facing right now. And,...

20 September 2022

How to set up the best car finance plan

Car finance is not something you think about for fun. For most of us, it's a drag and unpleasant and business at best. However, in our opinion it really pays off to spend a few...

14 September 2022

Wait, what? You can finance a used car, too?

As part of our work, we hear a lot of stories about car finance every single day. But this one was new even to us. According to a recent survey and as reported by Motor1,...

8 September 2022

UK Car Finance for Expats

Are you an expat in the UK looking for a car loan? Then you've come to the right place. At Concept Car Credit, we specialise in offering car finance for new UK residents and bad...

6 September 2022

Car Dealerships: In House Financing

Car dealerships have stepped up. They have come a long way from the days when they were glorified parking lots. Not only is buying from a dealership safer than buying private. You can also get...