Car blog

Keep up to date with the latest news and blogs

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

18 August 2025

Can you get car finance without a driving licence?

Whether you’re learning how to drive or simply figuring out your options, you’ve probably been wondering how car financing works without a full driving licence. ...

24 July 2025

Should You Buy or Lease Your Next Vehicle?

So, you’ve found the car you want. You know what air freshener to get, and you know it’ll get you where you need to be...

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15 November 2023

Second-Chance Car Loan: All Your Questions Answered

We’ve been blogging about electric vehicles for quite some time. But never have the signs of change been clearer. More and more UK drivers are making the switch to EVs and manufacturers are ramping up...

28 August 2023

What to Look for in a Car Dealership That Offers Financing for Bad Credit

“I used to think that car dealerships are all alike.” That's a sentence we hear quite often. Thankfully, many of our customers follow that up with: “Until I found Concept Car Credit.” But what makes...

18 August 2023

How to Negotiate Car Financing with a Low Credit Score

Negotiating car financing with a low credit score can be challenging. Lenders consider credit scores as an indicator of your creditworthiness. A low credit score suggests a higher risk of defaulting on loan payments. As...

14 August 2023

Concept Car Credit’s 2023 Guide to EV Financing

Electric cars used to be the stuff of science fiction movies. Now, they are a reality. EVs are all around us and as of 2030, they will be the only new models available to buy...

9 August 2023

A Guide to Understanding Interest Rates for Poor Credit Car Loans

Ultimately, car finance always comes down to interest rates. You can haggle for a better purchase price, try to get the best conditions, and spend days working out the best model for you. But interest...

2 August 2023

Are you afraid of bad credit car finance? Here’s why you don’t have to be.

Are you looking for a car credit but can't find a bank that will accept you? Are you considering bad credit car finance but worried that it isn't safe? We know where you're coming from....

5 July 2023

Understanding Your Credit Score: How It Affects Your Car Financing Options

Securing the car of your dreams involves more than just choosing the make and model; it requires a comprehensive understanding of how your credit score influences your car financing options. The interplay between credit score...

25 May 2023

Unlocking a Better APR for Your Car Loan: Insider Tips to Save Money

As interest rates continue to rise, being savvy about your loan terms has never been more crucial. Are you, too, looking to optimise your APR? Then this article is for you. In this comprehensive guide,...

5 December 2022

How often should I check my credit score for free?

By now, you should be well aware that your credit score is pretty important when it comes to car finance. At least, most expert concur a good score can significantly contribute to a successful loan...