Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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28 July 2016

Used Car Finance: Best Deals at Concept Car Credit

Used car finance may not be rocket science. But it definitely requires a lot of research, insight and, above all, a clear head and some patience. So whatever your needs may be when it comes...

15 July 2016

Could your car turn into a credit card?

With the world becoming increasingly more connected, it seems the next  device to go online will be your car. The implications may be far-reaching. You may soon be able to use your car to pay...

12 July 2016

Concept Car Credit: Your best car finance deals

There aren't all that many things, it seems, that distinguish one car dealer, from another. Some may offer slightly better rates than others. Some may seem a little bit more sympathetic, others more distanced. And...

7 July 2016

Car Sales on Credit: How to get the Best Deal

If you're wondering about how to get the best deal for car sales on credit, rest assured: You're not alone. In fact, the topic of car financing has become so popular online, that it appears...

4 July 2016

Car on finance: Our Five-Step Plan

Buying a car on finance is anything but unusual. In fact, most cars in the UK are purchased this way. After all, when was the last time you saw someone walk into a showroom and...

7 December 2015

Concept Car Credit: Your #1 Car Finance Company

Finding a car finance company that's both fair and professional is anything but easy. Some will boast spectacular showrooms offering a vast range of popular models, but burden you with excessive fees or malicious conditions...

18 November 2015

What happens if your car loan outlives your car?

The car loan is almost as old as the car industry. In 1956, iconic business tycoon Lee Iacocca, then a regional manager with Ford, offered potential clients a strikingly simple deal: '56 for $56'. The...

6 November 2015

Car financing: the easy way

Car financing is probably the most talked-about topic in our showroom. It's pretty obvious, why. Although the UK is still a comparatively wealthy country, real incomes have hardly gone up for the average family over...

17 June 2015

The expert guide to guaranteed loans

Nothing's guaranteed anymore these days. Least of all loans. Even the financially well-off are frequently struggling to convince banks to lend them money. For some bankrupts, meanwhile, access to much-needed cash has been virtually cut...