Car blog

Keep up to date with the latest news and blogs

11 June 2025

The Dos and Don’ts of Driving at Night

Driving at night comes with its own unique set of challenges.  Not only is it much darker, reducing visability, but it can also cause headlight...

11 June 2025

How to Choose the Right Car for Your Lifestyle

Choosing the right car is difficult.  Do you go for your favourite colour and ideal aesthetic, or is it the stats that you make a...

15 May 2025

HP vs PCP: Which Car Financing Option Is Best for You?

So, you’ve found the car you want to buy, but now you need to decide how you want to pay for it.  Do you pay...

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26 February 2019

Car Loans from a Bad Credit Car Finance Dealer

Are you looking for a car loan? Then we have good news for you: Concept Car Credit is able to offer affordable finance and a great selection of models for a wide range of customers....

23 February 2019

Pre owned cars: Why buy used? How to buy used?

Don't you love that new car smell? Alas, it's not for everyone. In the UK, only one in three cars sold is new. And with the effects of the global recession still trickling down, the...

22 February 2019

What are the most important credit rating agencies?

Credit rating agencies, also sometimes called credit reference agencies, are among the most powerful financial institutions. On the most basic level, they decide who can afford a credit and who can't. On a higher plain,...

20 February 2019

Bad credit rating: Definition

A bad credit rating can affect all of us. Maybe you've applied for a loan and been rejected. Maybe you've researched your credit rating out of curiosity and discovered your rating is 'poor'. Or perhaps...

29 January 2019

Take our free car finance check now

Finding a great car is easy. What's really hard is setting up the financing to pay for it. This is why we recommend our free car finance check. You'll typically get a response within a...

14 January 2019

What is a sensible car loan term?

When you're looking to finance a vehicle, the car loan term is rarely on your mind. Sure, you're aware that the duration of a loan can influence its overall costs. And you may also be...

7 November 2018

Very Poor Credit Car Finance

Very poor credit car finance has become a necessity for many consumers in the UK. For them, traditional car finance lenders like banks and credit unions are no longer an option. In the past, this...

29 October 2018

Can You Trust ‘Buy Here Pay Here’?

In the news, you may recently have seen reports about Buy Here Pay Here making a comeback. But has BHPH ever really left the frontpages? For as long as it has been around, it has...

19 September 2018

Car Finance for Poor Credit History

If you suffer from a bad credit status, you'll doubtlessly know how hard it is to find a suitable car loan. We're here to assist you. Based in Manchester, Concept Car Credit has already helped...