Car blog

Keep up to date with the latest news and blogs

18 December 2025

Can I Get a Used Car Finance Deal With Bad Credit?

Yes – even with bad credit, it’s still possible to get approved for a used car finance deal, especially with specialists like us at Concept...

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

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8 July 2019

The guide to student car loans

“Strive for progress, not perfection,” a popular student motivational quote argues. When it comes to car loans, even that is hard to attain for many. As most experts will agree, student loans are widely considered...

2 April 2019

How to fully understand your car finance deal

Are you unsure you've fully understood the car finance deal you've signed? Do you know what, exactly, happens at the end of a PCP deal? Can you say with certainty how much your contract will...

26 March 2019

What is the best car lease calculator?

Are you thinking about leasing your next car? Then a car lease calculator is an indispensable tool. In this special, we'll show you how to use one to get the best deal. In the USA,...

26 February 2019

Car Loans from a Bad Credit Car Finance Dealer

Are you looking for a car loan? Then we have good news for you: Concept Car Credit is able to offer affordable finance and a great selection of models for a wide range of customers....

23 February 2019

Pre owned cars: Why buy used? How to buy used?

Don't you love that new car smell? Alas, it's not for everyone. In the UK, only one in three cars sold is new. And with the effects of the global recession still trickling down, the...

22 February 2019

What are the most important credit rating agencies?

Credit rating agencies, also sometimes called credit reference agencies, are among the most powerful financial institutions. On the most basic level, they decide who can afford a credit and who can't. On a higher plain,...

20 February 2019

Bad credit rating: Definition

A bad credit rating can affect all of us. Maybe you've applied for a loan and been rejected. Maybe you've researched your credit rating out of curiosity and discovered your rating is 'poor'. Or perhaps...

29 January 2019

Take our free car finance check now

Finding a great car is easy. What's really hard is setting up the financing to pay for it. This is why we recommend our free car finance check. You'll typically get a response within a...

14 January 2019

What is a sensible car loan term?

When you're looking to finance a vehicle, the car loan term is rarely on your mind. Sure, you're aware that the duration of a loan can influence its overall costs. And you may also be...