Car Finance Approval in Even with Bad Credit

If you're based in and looking for car finance, we offer a range of flexible options designed to suit your financial situation. Our quick and easy application process helps you secure car finance with minimal hassle.

Car Finance in Made Simple

If you've faced financial difficulties, car finance in can still be within reach.

Our lender network supports applicants with CCJs, defaults, missed payments, or limited credit history.

Apply today and see how easy car finance can be for residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our customer-focused finance team will create a repayment plan designed around you.

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Plenty of brands on offer

Choose your ideal car from our popular selection and drive away the very same day.

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Drivers Trust Us

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Safety Checked, Fully Serviced

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.