• Home
  • Used Mini On Finance

Used Mini On Finance

We offer quality used cars and specialist finance packages to suit your individual needs.

car
You could be driving this today!

Need a car?
Good or bad credit?

Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.

205 cars

currently available

Used Mini on Finance

Mini cars aren’t just vehicles; they’re a representation of British heritage and culture. And one can be yours today with our amazing finance deals!

Characterised by their distinct squared-off edges, iconic design, and a legacy steeped in tradition, choosing a used Mini is a nod to timeless style and engineering excellence.

Over the decades, the Mini range has evolved, growing its family to encompass more spacious variants like the Mini Countryman, the Mini Clubman and even the Mini Electric. Yet, it has also celebrated its racing spirit with the Mini John Cooper Works range, which proudly stands shoulder to shoulder with the ever-beloved classic Mini Cooper.

From seasoned motorists reminiscing about their past to young enthusiasts eager to embrace the Mini magic, this brand is loved by generations. Our finance deals are tailored specifically for retail customers, ensuring that individual buyers can enjoy the benefits of owning a Mini. And for those taking their initial steps into the world of car financing, there’s arguably no better introduction than the versatile and ever-stylish Mini hatchback.

Check out our curated collection and explore our range of pre-loved Mini cars today!

Used Mini on Finance

Why Choose a Used Mini?

Choosing a used Mini can be a smart decision for several reasons. Firstly, used Minis are renowned for their reliability and durability, ensuring a hassle-free driving experience. These cars are built to last, making them a dependable choice for any driver. Additionally, used Minis are often priced significantly lower than their brand-new counterparts, making them an affordable option for those on a budget. Another advantage is that used Minis have already taken the biggest depreciation hit, meaning the value of the vehicle will be more stable over time.

With a wide range of models available, including the Mini Hatchback, Countryman, Paceman, and Clubman, there’s a used Mini to suit every taste and preference. Whether you’re looking for a compact city car or a more spacious family vehicle, the versatility of the Mini range ensures there’s something for everyone. Explore our collection of used Minis and find the perfect match for your lifestyle.

Used Mini on Finance

Benefits of financing used Mini cars

Financing a used Mini can be a smart way to get behind the wheel of a quality vehicle while keeping it easy on the monthly spend. One of the options available is the MINI Select agreement, which offers flexibility at the end of the term with an optional final payment or the choice to return the vehicle.

Finance options tailored to you

When you team up with us, it's more than just a deal. With every hire purchase agreement provided, we're considering your wallet and your preferences.

Affordable

With a used Mini, you get that luxe feel of the beloved model without the luxe price. And with the finance plan, it's easy on the monthly spend. So, you can drive in style without the stress on your bank account.

Used Mini on Finance

Mini range available for finance

Whether you’re leaning towards the compactness of a 3-door or the versatility of a 5-door hatch, rest assured that our collection caters to every preference. Even though you’re choosing a pre-loved model, you’ll still access the signature go-kart feel synonymous with Minis which remains unaltered. It’s this very sensation, seamlessly blending style with comfort, that has endeared Mini to its vast fanbase over the years.

Opting for a Mini hire purchase plan, you’ll benefit from added flexibility. At the end of your agreement, an optional final payment stands between you and outright ownership, truly making the car an extension of yourself.

At Concept Car Credit, we don’t just provide cars; we deliver peace of mind. Our meticulous inspection regimen ensures that each vehicle is primed to deliver the optimal driving experience for its proud owner.

Venture into our expansive inventory and discover a selection of used Mini cars. Whether you’re prioritising family needs or simply seeking a solo ride, their unparalleled safety features guarantee confidence, instilling a sense of unwavering confidence every time you’re on the road.

Mini Car Features

Mini cars are renowned for their unique and stylish designs, both inside and out. The brand’s attention to detail and commitment to quality are evident in every aspect of the vehicle. From the iconic circular headlights to the premium interior materials, every Mini is designed to provide a fun and engaging driving experience. Many used Minis come with great features such as sat navs, Apple CarPlay, Android Auto, and impressive sound systems and screens. Practical features such as ISOFix and airbags are also available, making the Mini a great choice for families.

Whether you’re looking for a compact city car or a spacious SUV, there’s a Mini model to suit your needs. The combination of style, performance, and practicality makes Mini cars a popular choice among drivers of all ages. Discover the unique features of Mini cars and see why they continue to captivate car enthusiasts around the world.

Used Mini on Finance

The Finance Process

Mini financial services include working with our team of experts will work with you to find a finance agreement that suits your needs and budget. We offer a range of finance options, including hire purchase (HP) agreements and personal contract purchase (PCP).

Our goal is to provide you with independent financial advice and help you find the best deal for your dream Mini. As a retail customer, you can be assured that we’ll work with you to find a finance agreement that meets your needs. With our smart insurance solutions and competitive interest rates, you can drive away in your new Mini with confidence. Let us help you navigate the finance process and get you behind the wheel of your dream Mini.

Used Mini on Finance

Mini models at Concept Car Credit

If you’re looking for Mini financial deals, you’re in the right place.

While we will check your credit score, we’ll create a bespoke payment plan to split the costs to suit your budget.

Our competitive pricing gets customers behind the wheel in under 60 minutes.

Give us a call on 0800 093 3385 to find out more, or apply online for an invitation to our Manchester showroom.

Choose Concept Car Credit For A Used Car On Finance

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

car

    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    car

    The Dos and Don’ts of Driving at Night

    11 June 2025

    The Dos and Don’ts of Driving at Night

    Driving at night comes with its own unique set of challenges.  Not only is it much darker, reducing visability, but it can also cause headlight flare and fatigue.  It’s important you know how to stay...

    How to Choose the Right Car for Your Lifestyle

    11 June 2025

    How to Choose the Right Car for Your Lifestyle

    Choosing the right car is difficult.  Do you go for your favourite colour and ideal aesthetic, or is it the stats that you make a beeline for? One thing many people forget to consider is...

    HP vs PCP: Which Car Financing Option Is Best for You?

    15 May 2025

    HP vs PCP: Which Car Financing Option Is Best for You?

    So, you’ve found the car you want to buy, but now you need to decide how you want to pay for it.  Do you pay in one lump sum? Or does spreading the cost sound...