We offer quality used cars and specialist finance packages to suit your individual needs.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
Our Top Picks
Not sure what your next car is going to be? Consider one of our many used Kia cars.
No matter the model, you’ll get a well-made, functional car that’s a pleasure to drive.
Kia cars find the perfect balance between looks and practicality; so, whether you want a family-friendly option like the Kia Sportage or something more stylish like the Kia Ceed, there’s something for every driver.
Get a used Kia on a finance plan that suits you with Concept Car Credit.
Apply online today.
There’s no doubt that Kia knows how to make a family car, but that doesn’t mean their models don’t include high-tech features that give the range a modern edge.
Smart tech like Android Auto and Apple Carplay make driving that little bit more enjoyable. With quick connectivity and an infotainment screen, drivers can access their favourite apps, music, and navigation tools with ease.
Available with petrol or diesel engines, the featured fuel-saving technology makes Kia cars great value for money - combining cost-efficiency with eco-friendly performance to meet the needs of modern drivers.
Kia seems to understand that not every driver is the same, which is why they have a range of models to fulfil every preference. You can get smaller cars for a quick run around, or larger models with seven seats that are great for longer trips and family days.
Cars for sale have their benefits, but are they worth the money?
If you’re not sure which car will be best for you, not to worry. Our team of experts know each car like the back of their hand and are more than happy to advise you on which model will be best suited to your requirements. fancy splurging on a one-off payment for a new car, and would prefer to space out the total cost of their car at a pace that suits them and their budget.
While our team will look at your credit history, we won’t let this stop you from getting your dream car – we’ll work out an appropriate finance plan that’s unique to you.
The best part is, if life gets in the way, you can tweak your weekly payments so you never have to worry about not being able to afford your car.
Many customers think they’ll be restricted in choice when it comes to used models, but this isn’t the case. Whether you like the look of the Kia Rio or have heard good reviews about the Kia Sorento, we have the perfect model for you.
Apply online to test drive your favourite Kia model.
Since 2017, we have spent over ONE MILLION POUNDS reconditioning cars to improve both their exterior and what’s under the bonnet. So, you never have to worry about your used model feeling pre-loved when you shop with Concept Car Credit.
To get the right car for you, give us a call or apply online for an invite down to our Manchester showroom and get a used Kia on a finance plan that suits you.
Every driver is different, which is why we have a range of finance options to meet every need.
We are a finance broker, not a lender, so use some of the best dealers in the area to supply finance deals for our customers.
There is a personal contract purchase (PCP) which is when you automatically own the car at the end of the agreement, as you’ve paid off the total amount.
Then, there’s hire purchase (HP), which is cheaper each month, but requires an optional final payment if you wish to keep the car. If you don’t want to own the vehicle, you can swap it for a different make or model.
All of our finance deals come with a representative APR of 19.9% and run over a fixed period which is decided on the day you meet with our team.
But, we understand life gets in the way sometimes, so we make sure to be accommodating with our customers as much as possible. If you are ever struggling to make a payment, just let us know and we’ll alter your payments to the lowest bracket as and when necessary.
Of course!
Your credit score shouldn’t hold you back, which is why we specialise in finance deals for those with below-average credit – or no experience with credit at all.
And, with our expert and friendly team, no hidden fees, and flexible rates, you’ll have the peace of mind you won’t be hit with complicated costs or terms. We’ll guide you through every step of the process, finding you the best deal based on your budget and lifestyle.
Applying for used Kia finance is easy with Concept Car Credit. You can even get your car the same day you enquire!
As long as you:
Just give us a call, apply online, or visit our showroom to find out more.
Use our car loan calculator to give you a better indication of how your payments will look.
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