We offer quality used cars and specialist finance packages to suit your individual needs.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
Our Top Picks
If you’re interested in dipping your toes in the BMW range, the 3 series is the perfect place to start.
The sleek design, powerful engine and added features, make sure other drives notice you on the road.
Available in petrol, diesel and plug-in hybrid options, there’s something for everyone with the BMW 3 series.
Check out our flexible finance plans to get behind the wheel of the car of your dreams.
The BMW 3 series isn’t all just looks, it performs well too!
With included safety features like cruise control, lane departure warning and parking sensors.
If you’re looking for a family car, you’ll be surprised that this car has ample room for the essentials and more. With enough boot space for day-to-day, the rear seats also fold down for more than double the space.
With extra features available like Apple CarPlay, Android Auto and a digital dashboard, you can stay connected at all times.
This rear-wheel drive is available in various models and editions to suit every driver, including the M Sport, M Sport Shadow Edition and SE Pro.
Choose from petrol, plug-in hybrid, or diesel models, and automatic or manual in the BMW 3 Series.
New cars are always nice. But are they worth the eye-watering lump sum?
Used cars for sale are a much more affordable option, especially when you get them on a finance plan that suits your budget.
Our used cars are available on a range of plans that take your lifestyle and budget into consideration. We’ll work with you to make sure you can enjoy the luxury experience of a used BMW, without the worry of credit acceptance.
To keep the cost down further, think about a hybrid option, which has an excellent economy with lower tax and running costs.
We are a finance broker, not a lender, who puts customers in the driving seat. No need to seek out specialist BMW financial services or independent financial advice, our team are masters of the trade, working with the top lenders in the area.
Our range of finance offers includes personal contract purchase (PCP) and hire purchase (HP), with an optional final payment (also known as a purchase fee) to make the luxury car yours!
All retail customers are guaranteed affordable monthly payments, exceptional vehicle condition, and a fair representative APR and excess mileage charge.
Interested in a used BMW 3 series on finance?
You’re in the right place.
Take a look at your favourite BMW, select your preferences, and apply online now to get your used BMW today!
BMW cars are known for their luxurious interiors and status levels, earning them a pretty big price tag.
However, you don’t need to spend a lot to drive your favourite car from the BMW 3 Series.
By applying for finance with us at Concept Car Credit, we’ll organise a finance plan that matches your current budget and lifestyle. And, if life gets in the way, just let us know and we’ll tweak your payment plan – you never have to worry about missing a payment with us.
Used cars are often overlooked, but they’re just as good as a brand-new version.
While they might have a few extra miles on the clock, you’ll still have access to the latest modern features, without the hefty price tag or vehicle first registration fee.
Before any cars are handed over to our customers to test drive, they undergo vigorous testing, including a full MOT and safety tests to ensure they’re up to scratch. We check the engine, steering system, brakes, tyres, seatbelts, lights, car body structure, exhaust systems and emissions, so you can drive with the confidence that your car is safe to use.
Learn more about our vehicle inspection process.
The BMW 3 series is perfect for a mid-size family. Not only is it the perfect size, but its included safety features mean you can drive comfortably in the knowledge that the kids are safe in the back.
However, if you need more space, for more family members and the cargo that comes along with it, we recommend taking a look at a larger model.
If you’re looking for a car that’s fit for family use, get in touch with our team and we’ll point you in the right direction.
Use our car loan calculator to give you a better indication of how your payments will look.
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