Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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22 June 2021

How to drive green & eco-friendly

So you want to support the environment? Then using public transport, walking or riding your bike to work are your preferred options. That said, this isn't always possible for all of us. Sometimes, we all...

15 June 2021

How much greener is a new car vs a used one?

We all want to protect the planet. Unfortunately, driving a car presents a bit of a conundrum in this regard: Aren't all cars inherently bad for the environment? In a way, yes. But there are...

10 June 2021

Fuel consumption: Are new cars less economical than used ones?

We all want to save fuel. It's good for the environment. It's good for our wallet. For many drivers, the conclusions seems obvious: Switch from an old car to a new(er) one. Over the past...

8 June 2021

ULEZ expansion: Will the second hand car market break down?

If you're living in London and driving an older car, ULEZ could spell trouble for you. This may come as a surprise. The acronym sounds friendly enough. And so far, it has had almost no...

11 May 2021

Experts claim: Your credit score may hurt your car insurance!

On this blog, we have repeatedly questioned the widely held belief that your credit score is a major influence on your creditworthiness. As it turns out, most lenders will habitually check your score – but...

6 May 2021

Are zero down payment auto loans a terrible idea?

Down payments can be a serious problem for many car buyers. As bad as high purchase costs, insurance policy and road tax fees may be, they usually present surmountable obstacles. Having to put down another...

4 May 2021

What is the minimum credit score I need for a car loan?

redit scores, in theory, tell a lender how trustworthy you are. With that in mind, you'd assume that a good score leads to acceptance and a bad one to rejection. So all you need to...

29 April 2021

Lenders aren’t even looking at your car credit score!

The world of finance is murky. Very murky, in fact. Truths are hard to find, facts difficult to distinguish from rumours. But so far, it has always seemed you could rely on one thing: Lenders...

27 April 2021

Why your credit report is more important than your score.

If you're afraid you won't be able to get car finance, think again. American consumer finance website Nerdwallet puts it best when they say: "If you worry that your credit score could keep you from...