Flexible finance plans. Affordable monthly payments.
Congratulations!
You’ve just passed your test and it’s time to get behind the wheel of your own car.
But where do you start?
Car finance for first-time drivers is a great way to get your hands on a car without committing to a large lump sum on a brand-new car.
Our selection of used models is available on flexible and affordable finance agreements.
Apply online today to get started.
If you’re a new driver, it can be difficult to secure car finance, due to your limited experience and the higher likelihood of causing an accident.
If you’re also classed as a young driver, limited credit history and lower disposable income also play a part.
However, here at Concept Car Credit, we offer targeted car finance deals for new and young drivers, helping them get their foot on the pedal and gain independence.
All models are reconditioned used models, with our technicians perfecting everything from the steering wheel to the brake pads – your safety is always our priority.
The process is simple. Just browse our available models and apply online when you’re ready to take the next steps.
Before you know it, you’ll have your very own car.
Just because you’re a new driver, it doesn’t mean you’ll be restricted in your choice of cars. We have a wide range of models in varying specifications, engine types, and editions – you truly have your pick of the bunch when you choose us.
With our finance deals for new drivers, you can expect some of the most affordable rates and flexible terms to suit you and your budget.
And, if life gets in the way, just let us know and we’ll tweak your plan to suit your income.
Just because our cars are pre-loved, it doesn’t mean we skimp on quality. Since we opened our doors, we’ve spent over ONE MILLION POUNDS reconditioning used cars to make sure they look good and drive even better.
Just passed your driving test and need a car for a price you can afford?
For the best car finance deals, shop used cars on finance with Concept Car Credit.
We also offer young drivers car finance and student car finance – find out more by calling 0800 093 3385.
We work with the most trusted lenders in the area to organise finance plans for new drivers. The most popular ones are:
Hire purchase car finance (HP): The total cost of the car is split up into monthly repayments. Once the contract ends, the car is yours!
Personal contract purchase car finance (PCP): Monthly payments are still made, but they tend to be lower, with the chance to make a balloon payment at the end of the contract to own the car.
We aim to make car finance for young drivers and those who have recently passed as accessible as possible.
To make it an attainable option, we don’t restrict based on credit history or current credit score. We’ll look at your disposable income, budget, and lifestyle to work out the best deal for you.
Call us today for car finance for first-time drivers – regardless of your credit history.
If you’re looking at getting a car loan or securing car finance for new drivers, there are a few things you can do to make your chances more likely.
Opting for a cheaper vehicle will not only bring down your monthly payments but make approval more likely – you’ll be seen as less of a risk, as you won’t be lending as large of a sum as if you were to go for a pricier model.
Make sure to check the eligibility checklist of your chosen provider. Here at Concept Car Credit, as long as you are over 21 years of age, have a UK or European driving licence, and have been a UK resident for the last 3 years, you can apply.
By choosing Concept Car Credit for your car finance for first-time drivers, you can expect the best rates, affordable prices, and support from our experienced team.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
