Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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13 January 2020

What is PPI and why is it such a big deal?

The mis-selling of PPI is, without any doubt, one of the two biggest recent scandals of the car industry – Dieselgate being the other one. Although made public years ago, PPI related cases are still...

12 January 2020

VED: How high is my Vehicle Excise Duty?

Owning and driving a car is expensive enough as it is. So when, in 2017, the government announced incisive changes to the VED, this obviously led to a lot of concern. Not all of the...

11 January 2020

What is the difference between a soft and hard credit check?

And "Which do you choose, a hard or soft option?", the Pet Shop Boys once famously asked. For years, fans and critics have tried to decipher the meaning of that question. Perhaps, we might suggest,...

10 January 2020

How to improve your credit score

How to improve your credit score – entire books have been written about this. If you, too are affected by a bad credit score, it might be a good idea to pick one of them...

9 January 2020

DVLA Car Check: How to Prevent Mistakes

Four letters really can make a lot of difference. In August of this year, the DVLA (Driver and Vehicle Licensing Agency) announced that its services would be unavailable for one weekend. It didn't seem all...

8 January 2020

Used Dacia Duster: How to Pick the Right One!

If you're looking for a used Dacia Duster, you've come to the right place. At Concept Car Credit, we've loved this quirky little SUV right from the first time it hit UK roads in 2012....

7 January 2020

Car Depreciation: Mileage vs Age vs Condition

If you think about it, car depreciation is outright weird. Just imagine: You buy a car at £50,000. The moment you drive it off the lot, it is suddenly worth only £40,000. Within a year,...

6 January 2020

What does the APR express?

When it comes to buying a car on finance, you will often hear the term APR thrown around a lot. Indeed, the APR is one of the most fundamental decision criteria for any loan. In...

5 January 2020

Car Loans for Used Cars

Are you looking for car loans for used cars? You're not the only one. Recent data suggests that the market for second hand vehicles continues to thrive. The number of used cars sold in the...