Car blog

Keep up to date with the latest news and blogs

18 December 2025

Can I Get a Used Car Finance Deal With Bad Credit?

Yes – even with bad credit, it’s still possible to get approved for a used car finance deal, especially with specialists like us at Concept...

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

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2 February 2020

Is used car finance just too confusing?

Used car finance used to be easy. You'd decide on a model, then visit your local bank to arrange for a credit. Sure, you wouldn't always get one. But at least, the process was easy...

1 February 2020

Used cars: Do you really only need to consider three things?

Buying a used car is typically a nerve-wrecking process for most drivers. There is so much to keep in mind, so many details to observe, so many decisions to take. Which is why a recent...

31 January 2020

UK used cars for sale

Ever since the dawn of the automobile, there have always been plenty used cars for sale. Still, there has never been a better time to buy second hand. Today, the UK's used car market has...

30 January 2020

Refinance or Roll Over a Car Loan? What’s Best For Me?

[Article Image by Alpha Stock Images - https://alphastockimages.com/ / Original Author: Nick Youngson - https://www.nyphotographic.com/] Want to roll over a loan? You won't have to look far. As debt.org correctly puts it, finance companies and...

29 January 2020

Ex-fleet vehicles & Ex-Rentals: Are they the deal you’ve been waiting for?

There are no secrets in the car industry. Or are there? What, if there were a way to buy an incredible, well-maintained vehicle at a considerably lower price? Does such an opportunity really exist? And...

28 January 2020

What’s best: PCPs or used cars?

PCPs have grabbed a lot of headlines. Over the past decade, they have completely turned the car industry around. Back in 2010, when it came to car finance, you basically had two choices: A regular...

27 January 2020

EVs, the Lightyear One, range and the car that could drive forever

When it comes to EVs, we no longer need to dream about the future. It has already begun. In the UK, sales of electric cars are slowly but surely edging up. The world's biggest brand,...

26 January 2020

Will the VW ID.3 change the EV industry?

[Article Image by Alexander Migl, https://commons.wikimedia.org/wiki/User:Alexander-93] Everyone's talking about the VW ID.3 at the moment. It's hard not to open a UK car magazine without stumbling upon at least one or two articles about it....

25 January 2020

Clocking used cars: Do you need to be worried?

Who would have thought that clocking is still around? One would certainly have expected this malpractice to be a thing of the past. Ironically, it seems as though technological advances have made it easier, rather...