Car blog

Keep up to date with the latest news and blogs

18 December 2025

Can I Get a Used Car Finance Deal With Bad Credit?

Yes – even with bad credit, it’s still possible to get approved for a used car finance deal, especially with specialists like us at Concept...

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

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20 July 2021

European emissions standards: What do they mean?

Spend some time on any car related website and you'll find mentions of "euro emission standards". Which sounds a bit odd: After Brexit, after all, do these rules still apply to me? It is a...

22 June 2021

How to drive green & eco-friendly

So you want to support the environment? Then using public transport, walking or riding your bike to work are your preferred options. That said, this isn't always possible for all of us. Sometimes, we all...

15 June 2021

How much greener is a new car vs a used one?

We all want to protect the planet. Unfortunately, driving a car presents a bit of a conundrum in this regard: Aren't all cars inherently bad for the environment? In a way, yes. But there are...

10 June 2021

Fuel consumption: Are new cars less economical than used ones?

We all want to save fuel. It's good for the environment. It's good for our wallet. For many drivers, the conclusions seems obvious: Switch from an old car to a new(er) one. Over the past...

8 June 2021

ULEZ expansion: Will the second hand car market break down?

If you're living in London and driving an older car, ULEZ could spell trouble for you. This may come as a surprise. The acronym sounds friendly enough. And so far, it has had almost no...

11 May 2021

Experts claim: Your credit score may hurt your car insurance!

On this blog, we have repeatedly questioned the widely held belief that your credit score is a major influence on your creditworthiness. As it turns out, most lenders will habitually check your score – but...

6 May 2021

Are zero down payment auto loans a terrible idea?

Down payments can be a serious problem for many car buyers. As bad as high purchase costs, insurance policy and road tax fees may be, they usually present surmountable obstacles. Having to put down another...

4 May 2021

What is the minimum credit score I need for a car loan?

redit scores, in theory, tell a lender how trustworthy you are. With that in mind, you'd assume that a good score leads to acceptance and a bad one to rejection. So all you need to...

29 April 2021

Lenders aren’t even looking at your car credit score!

The world of finance is murky. Very murky, in fact. Truths are hard to find, facts difficult to distinguish from rumours. But so far, it has always seemed you could rely on one thing: Lenders...