Do you go for your favourite colour and ideal aesthetic, or is it the stats that you make a beeline for?
One thing many people forget to consider is their lifestyle and daily priorities.
Whether you’re a city commuter, adventure seeker, or busy parent, this guide will help you choose the right car for you.
Key considerations
Before diving in, let’s have a look at some common priorities, habits, and needs to help you narrow down your search and ensure your next car fits your lifestyle.
Budget and finance options
Step one is to set a realistic budget you won’t exceed. Make sure to consider insurance, tax, fuel, maintenance, and any other extra expenses that come with purchasing a car.
Don’t think you have to drop a full lump sum on a brand new car if your current one isn’t working as it should.
We work with some of the best lenders in the area to provide attainable and reasonable finance plans – you don’t even have to worry about your credit score when it comes to getting approved.
New vs. Used
If you have your heart set on a brand new model, then don’t let us stop you.
But, don’t brush past the benefits that come with used cars. They offer better value for money, lower insurance premiums, and are a smart choice for those with a lower budget.
Used doesn’t mean unreliable. Here at Concept Car Credit, we have a huge range of used vehicles to choose from that cater to a variety of needs. All have been checked by our technicians to ensure maximum safety for all of our customers.
Fuel efficiency vs. Power
There are many fuel-efficient models available, especially for city drivers looking to save on running costs and reduce emissions. Hybrid and electric options are also becoming increasingly popular.
On the other hand, high-powered vehicles are ideal for longer commutes, motorway driving, or towing, but they typically consume more fuel.
Make sure to weigh your performance needs against fuel economy and factor both into a budget you’re comfortable with.
Technology and safety features
What’s your must-have tech in a car?
Have you gotten so used to speedy smartphone connections that you can’t live without your podcast on your way to work? Or has adaptive cruise control changed the way you drive?
Whatever features are essential to your drives, make a note of them so they align with your lifestyle and needs.
If you prefer having access to safety features like blind-spot monitoring, lane assist, or auto emergency braking, it’s important you feel as safe and comfortable as possible when driving your next car.
Got a job in the city that requires a compact car fit for tight parking spots and start-stop traffic?
You should prioritise good fuel economy, agile handling, and parking aids like sensors, rear-view cameras, and a small turning radius to meet the demands of busy city centres.
Automatic transmission can also be a game-changer in heavy traffic.
Look for cars that are ULEZ-compliant or meet local emissions standards to avoid extra charges.
If your weekends are spent in the countryside or on spontaneous road trips, you’ll want a vehicle that’s ready for adventure.
Models that support roof racks, have generous boot space, and offer all-wheel drive or higher ground clearance – like SUVs or crossovers – are ideal. These features make it easier to tackle off-road conditions, carry sports equipment, or tow a trailer.
Look for durable interiors and features like hill assist or terrain management systems for added confidence on rough terrain.
Space, comfort, and safety are key when transporting your family from A to B.
Five to seven seaters are worthwhile and often come with extra leg room and an overall larger cabin, so no one will be fighting in the back seats about elbow room or who’s sitting in the middle.
High safety ratings and crash-test results should also be considered to give you the peace of mind you, your children, and anyone else you’re carting around will be safe.
If the eco-friendliness of what you’re driving is a key factor, consider electric or hybrid models with low or zero emissions.
Look into range capabilities, charging infrastructure in your area, and any government incentives or tax benefits available.
Many electric vehicles also offer lower running costs and require less maintenance, making them an efficient and environmentally responsible choice for daily driving.
What to avoid
What you don’t want is to end up with a car that doesn’t fit its purpose, and is only good for one Instagram post.
Avoid buyer’s remorse by keeping your lifestyle front and centre.
Here’s what not to do when getting your next car:
Rushing into a purchase based on looks alone
Ignoring running costs like insurance, fuel, and tax
Over or underestimating how much space or power you need
Failing to research or test drive
Skipping a car history check (for used cars)
Find your perfect car with Concept Car Credit
Concept Car Credit is a finance broker, but most of all, a team of car enthusiasts.
We are dedicated to putting customers with all budgets and needs behind the wheel of a quality used car. Using our flexible finance plans, you can afford the car you need (and want), without worrying about tiresome application processes and complicated terms.
If you’ve started the search for your next car but want some guidance, we’re here to help.
Call us to speak to a member of our team, or apply online to notify us of your interest and book an appointment at our showroom.