Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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25 June 2020

Car Finance with no down payment

Are deposits still a thing? Sometimes, they really can seem like fossils from a different era. Car finance has become so much more flexible and customer-oriented. Why, then, should it still be mandatory to pay...

10 June 2020

Is Experian Boost a Rip-Off?

Ever since its introduction, Experian Boost has captured the collective imagination. We can't say we're surprised about that. Boost promises a lot, after all, and it won't cost you a penny. On a market which...

3 June 2020

Captive Lender: Should you use one?

Captive lenders are one of the finance industry's biggest success stories. Ever since General Motors set up the car sector's first in-house financing company, captives have gradually increased their share of the market. Today, they...

14 March 2020

Ability to repay: How do I know if I can afford a car loan?

When it comes to car finance, we ask ourselves a lot of questions: Where can I get the cheapest credit? Where can I get credit with a bad credit rating? How can I convince a...

6 February 2020

Free Car Valuation – You Want it, We’ve Got it

Nothing's for free in this world. If you're looking for a free car valuation, however, we have good news for you. For one, you really don't need to spend a single penny if you would...

5 February 2020

Car Credit for the Unemployed – is it possible?

Can you get car credit if you're unemployed? It's a question we get quite a lot. It's easy to see, why: Even if you're not planning to buy something quite as expensive as a car,...

2 February 2020

Is used car finance just too confusing?

Used car finance used to be easy. You'd decide on a model, then visit your local bank to arrange for a credit. Sure, you wouldn't always get one. But at least, the process was easy...

30 January 2020

Refinance or Roll Over a Car Loan? What’s Best For Me?

[Article Image by Alpha Stock Images - https://alphastockimages.com/ / Original Author: Nick Youngson - https://www.nyphotographic.com/] Want to roll over a loan? You won't have to look far. As debt.org correctly puts it, finance companies and...

28 January 2020

What’s best: PCPs or used cars?

PCPs have grabbed a lot of headlines. Over the past decade, they have completely turned the car industry around. Back in 2010, when it came to car finance, you basically had two choices: A regular...