Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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3 December 2020

Negative Interest Rates: Will They Destroy Car Finance?

These are strange times. So it's no surprise that even the Bank of England has to resort to extraordinary measures. Still, their most recent announcement did raise an eyebrow or two. As reported by Reuters,...

1 December 2020

You Won’t Believe What Your EMI can do for Your Car Finance!

To all the music fans out there: Curb your enthusiasm. This article is not about that EMI - one of the world's most famous record companies, (former) home to the Beatles and Radiohead. No. This...

30 November 2020

LTV Ratio: The Magic Number in Car Finance

Would you like to know a magic number? A number that can keep you out of trouble when applying for car finance? Which can improve your chances of getting accepted for a loan, while keeping...

24 November 2020

A loan with a long tenure is actually great – if you do it THIS way!

Car loan tenures are getting longer. That's a fact. Whether or not you think that's a good thing, however, remains disputed. Experts will usually argue that increasingly long loan tenures are a problem. You want...

19 November 2020

Never ever buy a car with outstanding finance!

The title of this article is pretty clear. Nevertheless, allow us to repeat the message: Never ever buy a car with outstanding finance! Not even if it's cheap. Not even if it's dirt cheap. Just...

17 November 2020

Experts warn: PCP and HP are the Road to Ruin

Financial website This is Money has issued a strong warning against PCP (personal contract purchase deals) and HP (hire purchase). According to their experts, these financing options are far too complicated for the average consumer...

13 November 2020

Corona & Car Finance: What you need to know now

These are bad times if you need to pay off a car loan. Only a year ago, a virus set the world on fire. There were heartbreaking scenes from hospitals, the end of social life...

11 November 2020

Do THIS to improve high interest rates on bad credit car loans!

Life's unfair – that's a given. It is even unfairer if you're applying for a loan. This is what we see all the time: People with plenty of money on the side not only find...

29 October 2020

Car Finance Advice 2020: Avoid these 7 deadly mistakes!

Car finance is not just a side thought to buying a car. It is the very heart of the matter. In this article, we'll help you avoid the worst mistakes you can make when looking...