Keep up to date with the latest news and blogs
6 February 2026
Here at Concept Car Credit we're delighted to announce we've been selected to receive the Car Dealer Reviews Highly Rated Award for 2025! Buying a...
18 December 2025
Yes – even with bad credit, it’s still possible to get approved for a used car finance deal, especially with specialists like us at Concept...
16 September 2025
So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...
10 December 2020
Buying a car is rarely a pleasurable experience. It's expensive, tiresome and time-intensive. Rejection is a realistic possibility. And even if you do get accepted, the danger of a default looms high. Which is why...
3 December 2020
These are strange times. So it's no surprise that even the Bank of England has to resort to extraordinary measures. Still, their most recent announcement did raise an eyebrow or two. As reported by Reuters,...
1 December 2020
To all the music fans out there: Curb your enthusiasm. This article is not about that EMI - one of the world's most famous record companies, (former) home to the Beatles and Radiohead. No. This...
30 November 2020
Would you like to know a magic number? A number that can keep you out of trouble when applying for car finance? Which can improve your chances of getting accepted for a loan, while keeping...
24 November 2020
Car loan tenures are getting longer. That's a fact. Whether or not you think that's a good thing, however, remains disputed. Experts will usually argue that increasingly long loan tenures are a problem. You want...
19 November 2020
The title of this article is pretty clear. Nevertheless, allow us to repeat the message: Never ever buy a car with outstanding finance! Not even if it's cheap. Not even if it's dirt cheap. Just...
17 November 2020
Financial website This is Money has issued a strong warning against PCP (personal contract purchase deals) and HP (hire purchase). According to their experts, these financing options are far too complicated for the average consumer...
13 November 2020
These are bad times if you need to pay off a car loan. Only a year ago, a virus set the world on fire. There were heartbreaking scenes from hospitals, the end of social life...
11 November 2020
Life's unfair – that's a given. It is even unfairer if you're applying for a loan. This is what we see all the time: People with plenty of money on the side not only find...
