Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

Filter Blog Results

29 October 2018

Can You Trust ‘Buy Here Pay Here’?

In the news, you may recently have seen reports about Buy Here Pay Here making a comeback. But has BHPH ever really left the frontpages? For as long as it has been around, it has...

19 September 2018

Car Finance for Poor Credit History

If you suffer from a bad credit status, you'll doubtlessly know how hard it is to find a suitable car loan. We're here to assist you. Based in Manchester, Concept Car Credit has already helped...

19 September 2018

Our Car Finance Calculator

Car Finance Calculators are among the most useful little tools on the web. In fact, in our opinion, you really shouldn't buy a car without one. An auto loan calculator allows you to go through...

9 August 2018

You Need Car Finance without Credit Check! Really?

Every day, many potential customers visit us at our Manchester showroom. Their backgrounds tend to be very different. But their first question is almost always the same: "I have a bad credit score, but would...

28 June 2018

Are Bad Credit Car Loans the Way to Go?

The media have long made up their mind: Bad credit car loans are a serious problem and need to disappear! Just open up the newspaper to a random page and you'll find plenty of articles...

29 May 2018

Car Finance for Bad Credit

Autonomous cars, hybrids, electric cars, novel city driving concepts – the car industry has entered one of its most exciting eras. Unfortunately, only few can participate in the excitement. Economic prospects have changed for the...

9 May 2018

Are all auto financing deals a scam?

If you're looking for a fair auto finance deal, things can sometimes appear hopeless. Not only is it hard enough to find a dealer willing to loan you money at all. But it sometimes seems...

11 April 2018

Car finance: Do I really need a deposit?

Are you, too, worried about having to pay a car deposit? You're not alone. Every single day, we welcome potential buyers into our Manchester showroom who are afraid their deal may falter because of a...

22 November 2017

Getting a Bad Credit Car Loan: All You Need to Know

It is a remarkable thing: The UK economy is looking unstable, job prospects for many employees are shaky, the dangers of Brexit are looming on the horizon and private debt is increasing. At the same...