Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

Filter Blog Results

9 October 2019

How does credit scoring work?

We all know what a credit score is. Even if you don't have all the details, at least you'll have have a rough idea of it. Many are even obsessed by it, constantly trying to...

1 October 2019

Buying a car: How to set up a budget

Deciding on the perfect car for yourself is hard. Negotiating a good price for it is even harder. But hardest of all is securing affordable financing for your purchase. Car subscription series may be on...

19 September 2019

How much of your income should go towards you car?

Here's a question we keep getting from our customers: How much of my income should go towards my car? It's a perfectly sensible thing to ponder. Cars are expensive, after all. And if you're like...

9 September 2019

No money, no savings: Can you still get a car loan?

According to some, life can be pretty boring if you're a billionaire. And we recently read that being a millionaire can be 'pretty awful', too. Still, we'd like to argue that things are a lot...

29 July 2019

Car Finance Deals: How to Get the Best Deal

Can you get your dream car on a limited budget? Let's put it this way: The odds are stacked against you. Finding car finance deals is hard for anyone these days. If your credit rating...

22 July 2019

Bad Credit Loans: What difference does a direct lender make?

For many years, there was a very clear procedure to getting a car loan. You'd set up the contract at the dealership and then drop by your bank to secure the financing. Even better still,...

15 July 2019

Can I get a car loan if my credit score is below 500?

We all seem to be at the mercy of our credit score. Some of the biggest financial decisions of our life depend on it. Buying a home or a car will require applying for a...

9 July 2019

Used Cars for Sale: Deals for Bad Credit

At Concept Car Credit, we always have a wide range of used cars for sale. If you have a bad credit rating and are looking for the best deals, you've come to the right place....

8 July 2019

The guide to student car loans

“Strive for progress, not perfection,” a popular student motivational quote argues. When it comes to car loans, even that is hard to attain for many. As most experts will agree, student loans are widely considered...