We offer quality used cars and specialist finance packages to suit your individual needs.
Welcome to one of the leading providers of used car finance in the UK.
Concept Car Credit offers flexible and affordable finance plans for a range of used vehicles – regardless of your credit score.
Browse our selection of used cars and get in touch to find out more.
A new vehicle has its perks, but it comes with a cost that not everyone can afford.
Opting for a used car from a reputable sales company – like us – means you’ll still have access to the same quality driving experience, but for a fraction of the cost.
Since we opened our doors, we have spent over ONLE MILLION POUNDS reconditioning cars for sale in Blackburn and the Greater Manchester area – your used car will feel like it’s straight off the manufacturing line.
With our used cars for sale in Blackburn, you have a choice from over 20 different brands. If you’re not sure which model is right for you, don’t worry. Our experienced team can help you, answering any questions and recommending suitable cars for your needs.
Whether you’ve got a booming credit report or you’ve had trouble building your score, we’ll work with you and your budget to organise a finance plan that you can afford.
When you decide to get a used car on finance, the total cost is split into monthly payments – much more manageable and attainable than a lump sum.
And, if life gets in the way, we’ll tweak your plan to suit your budget – you never have to worry about missed payments with us.
Each customer is guaranteed a tailored service when they shop with Concept Car Credit. We won’t do a hard credit search or base your eligibility on a credit score, just a quick look at your budget and income so we can organise a finance plan at a price you can afford.
End your search for the perfect used car in Blackburn and shop our stash at our Manchester showroom today.
Apply online for more information and you could be finalising your purchase plan the same day!
As long as you have the listed requirements, you can apply for used cars on finance. To be eligible, you must be:
We don’t discriminate based on credit score either. With us, you can get a used car on finance regardless of your credit history.
Apply online today for more information.
We work with nine of the most trusted lenders in the area, securing hire purchase (HP) and personal contract purchase (PCP) for as many customers as possible.
Depending on the one you choose, you can keep your vehicle at the end of your contract, or exchange it for a different brand and model.
If you’re tired of searching for a finance deal that suits you, contact Concept Car Credit today, for a personalised experience you can afford.
Car finance isn’t for everyone. But, if it’s something you’ve been thinking about and want to give it a go, don’t hesitate to contact us today.
Our years in the industry mean we’re more than capable of answering any questions you have regarding car finance and how it will work for you.
Give us a call, email us, or head down to our Manchester showroom to chat with us directly.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.