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0800 093 3385

Eligibility Checker

Get An Answer Within 1 Hour, with no impact to your credit score!

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Car Finance From Only £150 Per Month

Discover our unbeatable car financing options starting at just £150 per month, irrespective of your previous credit history! Check out our complimentary finance eligibility checker today to get started...

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Current Offers

Are you ready for your next car? Get in touch with our specialist team to check your eligibility!

Check Your Eligibility

Representative Example: Borrowing £12,095 over 48 months with a representative APR of 14.4%, an annual interest rate of 6.0%, £1,209 deposit, the amount payable would be £312.45 per month, with a total cost of credit of £2,902.80 and a total amount payable of £16,206.80.

100's of cars to choose from

Or you can find your own car and we can just provide the finance.

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Used Audi's

Used Mercedes'

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Used BMW's

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Used Ford's

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Used Nissan's

Used Citroen

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Used Peugeot's

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Used Volkswagen's

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Used Seat's

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Not the brand you are looking for? Don't worry, we offer them all!

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A huge range of vehicles to choose from including petrol, diesel and hybrid.

Collect your car from a showroom or get it delivered to your door at a time to suit you!

We have over 27,000 happy customers with hundreds of 5* reviews on Trustpilot & Google.

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Get A Decision Within 1 Hour.

Car Finance Made Easy

Fill in the form and get a decision within 1 hour! If you would prefer to speak to a member of our team then don't hesitate to give them a call on:

0800 093 3385

Occasionally we would like to contact you with details of other financial products we provide or use your email address for marketing purposes. If you consent to us contacting you for this purpose please tick the boxes.

Don't Just Take Our Word For It

Our customers love us, and so will you! Check out some of our amazing reviews...

Great deal, its been fab with Jamie and everyone at concept. Helped us save money on our insurance on our brand new insignia! Will be telling our friends and family about this company.

The process at Concept Car Credit was very quick from start to finish. Laura was very helpful and understood my needs and what car I was looking for.

Thank you!

Really surprised of how quick I could drive away at Concept Car Credit! No messing around! I dealt with Adam all the way through.

Brilliant service from Concept, we are very happy!

Frequently Asked Questions...

At Concept Car Credit virtually anyone can apply if they meet these minimum requirements: UK Resident for the last 3 years, UK or European driving licence, 21 years or older.

We try to cater for all types of customers and have an extensive panel of finance companies to support this. We can often provide a suitable financial solution to help you purchase a car regardless of prior credit history.

If you are just unemployed at present and in receipt of DLA or carers’ allowance or a benefit income totalling £1500 per month, it is likely we can help. It really depends on your overall personal circumstances, so get in touch and we’ll see what we can do to help.

Once we have received your details a member of our friendly sales staff will call you and ask a few simple questions to finalise your application. A decision will be made in less than an hour and we will invite you to our showroom so you can choose your new car.

0800 093 3385

Concept Car Credit Limited is a credit broker (Company Number 5024184) whose registered office is at Unit E1 Europa Park Stoneclough Road Radcliffe Gt Manchester M26 1GG. The content of this website and the information contained therein informs the user of the services provided by Concept Car Credit. In addition it permits the user of the website to provide personal data and information to Concept Car Credit which assists us in the provision of our services. Concept Car Credit is authorised and regulated by the financial conduct authority. Authorisation number 659076.